Rebuild financial
access with a verified
Trust Portfolio.
We help people rebuild financial access and give institutions the confidence to make fairer decisions.
The financial system wasn't built for everyone.
Traditional credit files, fraud systems and income checks often miss the context behind real people's financial lives. Equiscore is being built to help turn that context into verified evidence.
Fraud & De-banking
444k+
fraud database cases
Recorded by Cifas in 2025. People need clearer ways to explain context and demonstrate recovery.
New to the UK
204k
net migration to the UK
YE Jun 2025. Many newcomers still start with little recognised UK credit history.
Variable Income
460k+
gig workers
CIPD estimate. Stable earners may need better ways to evidence income beyond traditional payslips.
Thin Files
4–5m
credit-invisible adults
Experian estimate. UK adults with limited or no access to formal credit.
Illustrative UK market figures from public sources.
Different starting points. One need: a trusted way to prove the full picture.
What is blocking you?
The financial system was not built for everyone. Equiscore helps people build a verified evidence profile when traditional checks do not show the full picture.
What are you trying to access?
Account closed or flagged
Build a Rehabilitation Portfolio that brings together verified identity, financial behaviour, income patterns and supporting evidence so your story is not reduced to a marker or closed account.
New to the UK
Use verified evidence to show who you are financially from day one, even before the UK credit system has enough history to understand you.
Self-employed or variable income
Turn variable income into a clear, verified picture of affordability, stability and financial behaviour.
Bank, landlord or partner
Use Equiscore as a consent-led evidence layer before declining people the traditional system struggles to assess.
Start with your situation. Build the evidence profile that fits.
Join the early access list and tell us what you are trying to unlock.
Built for people the system struggles to understand
One trust layer. Many doors reopened.
From rebuilding access to proving stability, Equiscore helps turn fragmented evidence into a clearer financial story.
Simple process
How it works
Not a credit score. A clearer evidence layer.
Equiscore does not promise approval or replace existing checks. It helps people package verified evidence into a controlled profile that can support better decisions.
Choose your situation
Tell Equiscore what is blocking you: a closed account, no UK history, variable income or a partner review need.
Add verified evidence
Connect Open Banking, verify identity and add supporting documents or context where needed.
Build your Trust Portfolio
Equiscore organises the evidence into modules like income stability, rent and bills, identity and affordability signals.
Share on your terms
Create a secure link, choose what to show, set an expiry date and revoke access whenever you need.
Built for both sides
For Individuals
Build a portable trust profile when your credit file does not tell the full story.
- Thin file or no local history
- Recovering from account closures or disruption
- Variable or non-standard income
For Institutions
A clearer, more contextual evidence layer to support risk-aware, inclusive decisions.
- Better context for edge cases
- Faster, more consistent review
- More inclusive onboarding pathways
Financial access should not depend
on being easy to score.
Register for early access and follow the launch of Equiscore.